For Dealers, Funds & Family Offices

Your inventory is capital.

Selling inventory to raise cash means surrendering the upside and the assets your business runs on. Borrow against the collection instead — liquidity without liquidation, sized to the portfolio, drawn on demand.

Institutional banking interior
  • I

    Revolving lines against vaulted inventory

  • II

    Draw on demand, repay on your cycle

  • III

    No personal guarantee

  • IV

    Confidential, principal-to-principal

Three Outcomes

01

Working capital, not a fire sale.

Draw against vaulted inventory; keep every asset and every dollar of appreciation.

02

Sized to the portfolio.

Lines built around real, verified, vaulted inventory — not a personal guarantee.

03

Liquidity on demand.

Capital when the deal is on the table, not weeks later.

Indicative Term Sheet

The line, on one page.

Illustrative parameters for an institutional facility. Final terms are negotiated privately.

TGB · Institutional Facility · Indicative

REF · GB-INST-0001

Facility
Revolving line, secured by vaulted inventory
Advance Rate
Up to 50% of mark-to-market, by category
Minimum Line
$1,000,000
Tenor
12 months · renewable
Draw
Same-day, on confirmation
Guarantee
None — collateral is the entire security
Reporting
Quarterly mark, monthly statement

Confidential · For discussion only

Who It's For

Built for portfolios.

  • 01Card shops & breakers
  • 02Dealers & galleries
  • 03Collectible funds
  • 04Family offices
  • 05Auction consignors bridging settlement
The Grail Bank
Live

Overview

Portfolio Value

$8,750,000

+12.4% YTD

Borrowing Capacity

$4,375,000

50% advance rate

Loan Balance

$2,800,000

8.25% APR · Jul 15 due

Available Headroom

$5,950,000

+18.7% since last update

Portfolio Performance

1M3M6M1YALL
JanFebMarAprMayJun

LTV

32%USED

$3M / $9M

Asset Allocation

  • Trading Cards65%
  • Sealed Product15%
  • Memorabilia10%
  • Watches5%
  • Other5%

Vaulted Assets (6)

AssetMarket Value24M
1952 Topps Mickey Mantle
$2,300,000+2.4%
2003 Upper Deck LeBron James RPA
$1,250,000+1.7%
1997 Pikachu Illustrator
$900,000+3.1%
2018 Prizm Luka Doncic Silver
$850,000-0.3%

For Dealers, Funds & Family Offices

Your inventory is capital.

Shops, breakers, funds, and family offices hold millions in grails that do nothing but appreciate in a case. We turn that vaulted collection into a working credit line — sized to the portfolio, drawn on demand.

  • Dealer Inventory Financing

    Hold through a soft market. Draw against vaulted product instead of dumping it.

  • Collection-Backed Credit Lines

    A revolving facility sized to your portfolio. Drawn on demand, repaid on your cycle.

  • Operating Capital

    Make payroll, fund a build-out, bridge to a sale — without surrendering a single grail.

  • Bridge Liquidity

    Close a once-in-a-decade buy this week. Settle the loan when the next sale clears.

"

We stopped selling inventory to make payroll. The line is drawn against grails we were holding anyway.

Private Dealer · Dallas

Begin

Structure a facility.

A confidential conversation, principal to principal. We will size a line to your inventory and your cash cycle.

Structure a Facility